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A Guide on What to Do After an Accident.

The chances of an accident occurring are always high when you are out on a drive as you can be at fault or the accident can be caused by other motorists on the road. You may not have the ability of controlling a road accident but you have control over what happens right after the accident. Here is a guide on what to do after an accident.
The first thing you ought to do after an accident and you are still conscious is alleviate the situation from escalating and causing any other fatalities. If the damage caused by the impact is not severe, you ought to take a safety step and move the car to the side of the road and switch on the hazard signal lights. Refusing to stop would be a hit and run which is an offense punishable by the law.
If you are conscious, ensure that you check yourself and all the other passengers in your car and the other car for injuries. If anyone has obtained some severe injuries or the cars are obstructing the road it is recommended that you immediately call in the emergency services.
It would be very appropriate for you to call the police to the scene of the accident. Calling the police will enable you to get a legal record of the accident which is a crucial document needed by your insurance company for the processing of your claim. The police report can exonerate you if the other party involved in the accident makes a claim against you. It is recommended that you call the police if the other driver flees the scene, you suspect that the driver is under the influence, if you think the other driver caused the accident or suspect the other party lacks an insurance cover.
After the accident you should take a step of talking to the party and ascertain that they are okay. Avoid giving an apology to the other party as and stick to seeking their personal information only. Don’t discuss or give a detail of what happened unless you are doing it to a police officer. After taking the other parties insurance details take a step of comparing the details in them with the cars specific color and registration details. Photographic evidence of the car damage and the area around the accident can come in handy if you are accused of being the cause of the accident and also take contacts from witnesses so that they can give their counts of the events.
The last thing you need to do after getting medical attention is to contact your insurance company. Notifying your insurer is important so that they can commence processing your claim.